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High Value Home Insurance in Healdsburg and Santa Rosa, CA

Keeping Affluent Homeowners in Healdsburg and Throughout Sonoma County Secure

If you have a high value estate, expensive furnishings, and collections of valuable assets, you may be a high value homeowner.  You may also therefore need specialized protection against damages or losses.  You can get this protection by purchasing high value home insurance, which we provide.  We serve affluent markets and we work with A-rated carriers, and as a result our high value home insurance options are all that you’ll need in order to protect your home and your belongings. 


In Northwestern California, homeowners’ risks are a little different than the risks of homeowners elsewhere in the U.S.  For example, wildfires have the potential to damage homes in this region, and this is why our high value home insurance plans include wildfire coverages.  Also, floods and earthquakes can strike homes in Northern California and do can significant damage.  This is one reason why we provide all of our high value home insurance policyholders with the flood and earthquake insurance that they need.


Our clients get the backing of our entire team.  Each member of our staff has areas of expertise, and every one of our staff members will contribute to your solution and to the services that you’ll receive.  You can therefore count on us to deliver the finest insurance and the greatest experiences.

High Value Home Insurance Coverage Details

Typical homeowners policies put caps on contents coverages, but high value homeowners policies do not; they provide full coverage.  Also, high value home insurance policies have special limits for total replacement and they have coverages for domestic help and for excess liability.


To see some of the coverages that we offer through our high value home insurance program, see the list below.

  • Excess liability and umbrella liability coverage
  • Domestic help
  • Flood insurance
  • Identity theft insurance
  • Kidnap and ransom insurance
  • Vacation home coverage
  • Medical coverage for pets


We can combine auto insurance and other types with your high value home insurance policy. Just speak with an agent to find out which policies you can combine.  

A Dedicated Team That’s Committed to Your Security

We make sure that the right coverages are in place and that we fully support you.  You’ll have access to a team member at all times and you’ll always be informed.  Please contact us or give us a call today.  To start on a policy, request a quote.

Helpful Videos


Additional High Value Home Insurance Information:

At Gondola-Kinne Insurance Agency we’re proud to provide high value home insurance in Healdsburg, Santa Rosa, Windsor, Rohnert Park, and Cloverdale, CA.  We also serve other areas in the state, including the whole of Sonoma County.

Our Location

Gondola Kinne Insurance Agency

Gondola Kinne Insurance Agency

1241 Grove Street
Healdsburg, CA 95448
Main office: 707-433-3344
Fax: 707-433-6121

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.